The Government was under pressure from the media and the public to support those who had lost their shirts as a result of the actions of the institution. The institution pleaded with the Government to be let off and to continue, arguing that to be punished for its actions would be disastrous as its creditors would loose out and the world would come to an end.
The Government rescued the institution giving it lots and lots of public money, letting it go and continue to trade in a similar way to that which had led to the trouble. The institution and its shareholders were happy.
A person who had borrowed money from the institution to buy a home was unable to pay. How did the institution (so recently in receipt of grace and oodles of tax=payer's money) act? It turned the borrower from their home along with the family.
How did the generous Government respond to this graceless and cruel action by the institution? It declared that this was not its problem, cut housing benefit, made it harder for the borrower to find work and continued to offer the institution all the support it needed, giving it until 2019 to change its working habits.
And the place of forgiveness in this story....?
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